Canadian Housing Economics

Students will complete a research project that involves some aspect of the Canadian housing
market. Data for the project are available from Canada Mortgage and Housing Corporation’s

“Housing Market Information Portal,” at their Web site: https://www03.cmhc-
schl.gc.ca/hmiportal#Profile/1/1/Canada

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Topics of interest might include, but are not limited, to the following data contained in the
Canadian Housing Statistics and CMHC web site; for all but the final three in the list:

• Housing starts, completions, dwellings under construction, as well as market absorption.
• Rental market conditions (e.g., vacancy rates, availability rates, rent controls).
• Mortgage loan approvals and mortgage loan insurance.
• Interest rates (variable versus fixed mortgage interest rates).
• Households served through social housing programs.
• Government spending on social housing programs.
• Housing affordability and core housing need.
• Housing in the national accounts.
• Employment in the housing sector.
• Elasticity of housing demand (own-price, cross-price, and income elasticity).
• The user cost of housing.

The objective of the project is to discuss the importance of housing in Canadian economic activity
and housing conditions in Canada over time.

You must select one topic, for example, rental market conditions (rental availability rates, rental
vacancy rates, and average rents in Canada). You may discuss the trends in rental market
conditions selecting any number of years, for example, from 1990 to 2016. Note, however, that
the more years (data points) you have, the better your report since we are interested in the trend
over time.
You may compare the rental market conditions for Canada, provinces, and selected metropolitan
areas over time. Note, however, that housing is in general a local market activity and thus
emphasis is placed on metropolitan areas, cities, towns, and rural areas. You may draw graphs to show the trends in the rental market. Your report must include the data you used for the analysis
in a table as well as a bibliography.

You may replicate this process for any other topic discussing the role of housing in Canadian
economic activity and housing conditions in Canada.

The research project report is not a literature review of housing economics. You must use Canadian
housing data for your analysis. Please read “Chapter 3: Housing Markets” (http://chbanl.ca/wp-
content/uploads/Canadian-Housing-Observer-2014.pdf) of the 2014 Canadian Housing Observer
for more details on the structure for your research report.

Students must not copy and paste any figures, charts, tables, etc. from CMHC’s website or any
other source. Students must use data from CMHC’s website or any other source to create their own
tables or draw their own charts, figures, etc. for their report.

The report should be 8 pages including tables, charts and figures, 1.5-spaced, 12-point font in
Times New Roman.

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